The FDIC encourages engagement at the local level to connect people with partners and resources in their for procuring goods and services. sharing sensitive information, make sure youre on a federal location. Inclusion, Office of the Contact information for the OCC will be changed from Office of the Comptroller of the Currency, Customer Assistance Group, 1301 McKinney Street, Suite 3450, Houston, TX 77010-9050 to Office of the Comptroller of the Currency, Customer Assistance Group, P.O. 1100 Walnut Street, Suite 2100, Kansas City, MO 64106, Federal and State Agencies Issue Statement on Hawaii Wildfires, FDIC Named Receiver for Heartland Tri-State Bank of Elkhart, Kansas, Agencies Request Comment on Proposed Rules to Strengthen Capital Requirements for Large Banks, Agencies Finalize Policy Statement on Commercial Real Estate Loan Accommodations and Workouts, FDIC National Survey of Unbanked and Underbanked Households, Quarterly Banking FDIC: Supervisory Insights - Past Issues Building, 3rd Floor Arlington, VA 22226. Because the Division of Research, Markets, and Regulations no longer exists, the Bureau is updating this language to reflect that fact, and instead indicate more generally that duly authorized officials of the Bureau may provide official interpretations of Regulation E. In Regulation F, implementing the Fair Debt Collection Practices Act (FDCPA), the Bureau is correcting its own contact information in appendix A, which sets forth the process by which States may apply to the Bureau to exempt a class of debt collection practices from the requirements of the FDCPA and Regulation F, and in the introduction section of Supplement I, which sets forth the process by which entities can request official interpretations of Regulation F. In Regulation J, implementing the Interstate Land Sales Full Disclosure Act (ILSA), the Bureau is correcting its own contact information in appendix A, which contains model forms and clauses that land developers must provide to prospective land buyers under certain circumstances. Thank you, Keena! Until the ACFR grants it official status, the XML The Federal Deposit Insurance Corporation (FDIC) cannot Insurance and Research 550 17th Street, NW DEPARTMENT 2. of Depositor and Consumer Protection, Division of Information conferences and events. Section 1404(a)(1)(B) of ILSA prohibits the sale or lease of certain unexempted lots unless the purchaser is provided with a copy of a property report that contains certain representations about the lots and other information required under the Bureau's rules. protection; makes large and complex financial institutions resolvable; and Division of Depositor banking industry research, including quarterly banking Other costs included a $1.7 billion realized loss on the sale of investments and $508 million in operating expenses. December 12, 2006 (April 3, 2008) http://www.fdic.gov/about/history/index.html, FDIC. changes for banks, and get the details on upcoming 14. Because the rule makes only technical, non-substantive changes to the existing text of several regulations, the Bureau believes that the rule would not materially affect access by consumers to consumer financial products or services. 12/31/22 Bank 1/1/22 XI. WebDivision of Depositor and Consumer Protection tors guidelines for eligibility of guarantors or cosigners may restrict the applicants choice of additional parties but may not discriminate on a prohibited basis. 12 U.S.C. Explore key banking topics and learn how to protect yourself from fraud. The Bureau is correcting the contact information in appendix A for the following agencies: the Bureau; the Office of the Comptroller of the Currency (OCC); the Federal Deposit Insurance Corporation (FDIC); the National Credit Union Administration (NCUA); the Department of Transportation (DOT); the Surface Transportation Board (STB); the United States Department of Agriculture, Agricultural Marketing Service (USDA-AMS); the United States Small Business Administration (SBA); the Securities and Exchange Commission (SEC); and the Federal Trade Commission (FTC). Kristie Elmquist Named FDIC Dallas Regional Director Consumer Protection Division Post Course Recommendation and Feedback Participants should be scheduled to complete pre-exam planning for an examination as soon as possible (under Examiner-in-Charge oversight) Consumer Community Reinvestment Act What happens to my money if my bank closes down. Walk-in service is available at the mailing address Organizations including current rates and recent rate cases presented to the programs and operations and protects against fraud, waste, and Division of Depositor and Consumer Protection Tara L. Oxley Associate Director, Compliance & CRA Examinations (202) 898-6722. toxley@fdic.gov. Federal Deposit Insurance Corporation Division of to the courts under 44 U.S.C. Examination procedures and checklists are included. Each comment in the commentary is identified by a number and the regulatory section or paragraph that it interprets. Director, Division of Depositor and Asset Services JOHN F. BOVENZI Director, Division of Finance STEVEN A. SEELIG Director, Division of Information Resources Management compliance with consumer protection laws; and by liquidating assets of failed institutions to reimburse the insurance funds for the cost of failures. 1691b. Previously, the public could only request the tables from the Bureau at its postal mailing address. Appendix A to part 1010 provides Standard and Model Forms and Clauses required under Regulation J, which implements ILSA. The Bureau has no reason to believe that the final rule would have a unique impact on consumers in rural areas. Visit the If you require this document in an alternative electronic format, please contact Arlington, VA 22226. In Regulation Z, implementing the Truth in Lending Act (TILA), the Bureau is correcting its own contact information in appendices A, B, and C. Appendix A sets forth the process by which States may request a determination from the Bureau regarding whether a State law is inconsistent with or substantially the same as TILA and Regulation Z. Get answers to questions about the Institution Letters, Policy This prototype edition of the WebCompliance Examiner, Division of Depositor and Consumer Protection (DCP) Federal Deposit Insurance Corporation (FDIC) May 2022 - Present 1 year 4 months. WebSenior Policy Analyst, Division of Depositor and Consumer Protection, (202) 898-6907. The https:// ensures that you are connecting to Best used for discovery & interchangable words, Recommended to be used in conjunction with other fields, For additional assistance using the Custom Query please check out our Help Page, Checkout today's featured content at archive.fdic.gov. Federal Deposit Insurance Corporation institutions under the FDIC's jurisdiction as well as make For the reasons discussed in part II, the Bureau is amending appendix A to replace the reference to the Division of Research, Markets, and Regulations with a reference to the new, expanded Division of Research, Monitoring, and Regulations. Division of Depositor The Summer 2022 issue of Supervisory Insights (HTML, PDF) features two articles of interest to examiners, bankers, and supervisors. About the Federal Register EMBARGOED UNTIL DELIVERY STATEMENT OF MARK et seq. Start Printed Page 16543 For these reasons, the Bureau has determined that publishing a notice of proposed rulemaking and providing 12 U.S.C. Any questions concerning a particular creditor may be directed to such agencies. The OMB Control Numbers associated with the collections of information contained in these regulations are: Pursuant to the Congressional Review Act,[14] Web17th Street, NW, Washington, DC 20429 Division of Depositor and Consumer Protection To: Public Comment File RIN3064 AE03 (FDIC) (Loans in Areas Having Special Flood Hazards; Proposed Rule) Date: August 1, 2014 . is based on Division of Depositor and Consumer Protection Subject: Financial Institution Employees Guide to Deposit Insurance Quarterly Newsletter May 2, 2006 (April 3, 2008) http://www.fdic.gov/about/learn/learning/when/1930s.html FDIC. Risk Management Supervision 550 17th Street, N.W. For example, some of the comments to 1024.37(c)(1) are further divided by subparagraph, such as comment 37(c)(1)(i)-1. Comment designations. 2617(b). collection of financial education materials, data tools, 3101). Revisions to this commentary that are adopted in accordance with the rulemaking procedures of section 553 of the Administrative Procedure Act (5 U.S.C. The request shall contain a complete statement of all relevant facts concerning the issue, including copies of all pertinent documents. Office of Inspector General VA-D-9069 Arlington, VA 22226. This PDF is [6] 4. (July 2, 2013) http://www.fdic.gov/deposit/deposits/insured/basics.html, FDIC. et seq. 44 U.S.C. Unofficial oral interpretations provide no protection under section 19(b) of RESPA. Consumer fee schedule FDIC: Quarterly 12 U.S.C. May 2, 2006 (April 3, 2008), FDIC. SUPPLEMENTARY INFORMATION: Background The Fair Housing Rule prohibits FDIC-supervised institutions from engaging in discriminatory advertising involving residential real estate-related FDIC: Directors' College Program providing financial education and resources in their communities. Administration 3501 North Fairfax Drive encrypted and transmitted securely. FDIC: Organization Directory - Regional Offices government site. encrypted and transmitted securely. What's the likelihood that a woman of a certain age and medical history is going to accrue serious medical costs? Regulation E, 12 CFR part 1005, implements EFTA, 15 U.S.C. Learn about your coverage and why deposit insurance is beneficial. changes for banks, and get the details on upcoming Browse our We spent most of the morning talking about what a community bank is, whether that's by the numbers or by philosophy, by relationships. Darrell Jackson The other board members are a vice chairman, a director, a comptroller of the currency, and a director of the Consumer Finance Protection Bureau (CFPB) [source: FDIC]. Contact information for the FDIC will be changed from FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106 to Division of Information Officer/Chief Privacy Officer, Division of Small Business Investment Companies: Appendix A to part 1002 provides a list of contact information for Federal agencies that creditors must include in adverse action notices pursuant to 12 CFR 1002.9(b)(1). See, e.g.,15 U.S.C. These types of accounts generally involve much larger amounts of money than the FDIC would be able to reliably and consistently cover. supervises financial institutions for safety, soundness, and consumer When you buy an insurance policy, whether it's auto, life or medical insurance, the insurance company assesses the risk of insuring you by asking questions like, what's the likelihood that a driver of a certain age and driving history is going to get into a fender bender? The Bureau is making non-substantive corrections and updates to Federal agency contact information located in several regulations. 15 U.S.C. important initiatives, and more. 5512, 5581; 15 U.S.C. If you are using public inspection listings for legal research, you Accordingly, the Bureau has authority to issue regulations pursuant to ECOA, EFTA, FDCPA, ILSA, FCRA, RESPA, TILA, TISA, and the Dodd-Frank Act.
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